The message in identity theft commercials are perhaps too subtle. Commercials are used to inform people of products, increase sales, and are a useful marketing strategy. Due to an increasing audience there are a lot of TV ads that are consistently aired for the safety of the public.
"Try not to become a man of success but rather to become a man of value.”
- Albert Einstein |
One of the subjects that is beginning to be aired more often are identity theft commercials. Perhaps you may be seen one of these new ads created by Citibank? In this ad, a man describes all the ways in which he has been a victim of identity theft; from purchases made with his cards to checks being stolen and even information from sales receipts being used against him. The man does a good job of giving a voice to millions of victims. Though this may sound like just another boring commercial, in reality the spot highlights how identity theft is such a growing concern for the average consumer, especially since it takes so much time and effort to correct the damage. Companies that issue credit cards are now taking efforts to create awareness about identity theft and thereby prevent financial losses to their customers. Credit card companies have installed alert programs that point out fraudulent activities. These programs monitor the purchasing habits of customers and any drastic surge in purchase activity is at once monitored by their security departments. After an alert shows up on an account, the card company contacts the account holder and confirms the details along with verification. The quick response by these companies saves time, money and the possibility of losses to the company and the customer. For instance, a few banks and credit companies are now providing statements for bills and accounts online absolutely free, and lessening any theft of financial data from the mailbox, courier deliveries, etc. The companies also provide features like fraudulent purchase protection insurance, which can be beneficial to customers. If they have any unauthorized credit to their account, they are not charged for it, since it is not their doing. Another feature that all credit card companies have is SSL or Security Sockets Layer), a security tool that is an encrypting device. In simplified terms, it is the scrambling of numbers to make it impossible for any hacker to steal your data when your card is being swiped. Most financial companies are finally becoming a bit savvier in the way they work to protect your information and their own assets. Educating the public via identity theft commercials is one way they are starting to help the average consumer. Odds are you will begin seeing many more identity theft commercials in the future. So next time you see identity theft commercials, do pay attention to the content, or you run the added risk for becoming some ID thief's next unsuspecting victim.
"The man who never has money enough to pay his debts has too much of something else.”
- James Lendall Basford |
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