Debt-to-Income.com - a very different personal finance web site. The Internet is full of financial web sites. So what makes Debt-to-Income.com different? Well, for starters, we’re not after your money!
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"Eighty percent of success is showing up."
- Woody Allen |
It’s amazing how often people who are seeking money-management help will pay exorbitant sums to get that help. Maybe that’s why they’re in financial trouble in the first place - because they tend to pay for things they could be getting for free. Debt-to-Income.com has the goal of helping people becoming debt-free and staying that way. Most personal finance web sites talk about consolidating debts, or wrangling with credit card companies for better rates, or trying various strategies and techniques for getting better credit card offers. But Debt-to-Income.com’s philosophy is entirely different. Forget about getting lower interest rates. We want you to get rid of the credit cards altogether. Think about how much of your current monthly income is tied up in paying off debts, from mortgages to car payments to credit cards. Now imagine how much better off you’d be if you didn’t have those debts to deal with every single month. No finance charges, no late fees, no interest rates to worry about. Think of all the extra money you’d have! That situation can be a reality, and we’re one of the few personal finance web sites to really talk about it. It may seem old-fashioned to live without credit cards or any other debts, but the fact is, millions of people do it. The founder of the site is Richard Gorham, an ordinary American who decided a few years ago, with his wife, to get out of debt forever. They were sick of all their money being funneled toward paying off debts. They put into practice the things taught at Debt-to-Income.com and before long they were well on their way toward being completely debt-free. Now Richard wants to help other people enjoy the same peace of mind and freedom his family is experiencing. He’s not trying to make a fast buck off of you by selling some sort of snake oil remedy. He’s managed to become debt-free, and he wants you to do the same thing. He’s worked in financial industry for over 20 years, so he knows how banks and credit card companies operate. He knows how predatory and unfair the credit card companies can be to the average consumer. He’s glad to no longer owe them a dime and be free from their stressful grip, and he hopes you’ll follow his lead and find your own path to financial independence.
"Try not to become a man of success but rather to become a man of value.”
- Albert Einstein |
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